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Disclosure: We receive compensation if you choose to speak to one our recommended timeshare exit companies. The following information is for educational purposes and is not to be considered professional or legal advice.

June 18, 2021

Timeshare Elimination Consultants Review

Table of Contents

Timeshare Elimination Consultants Website

Timeshare Elimination Consultants Reviews and Complaints

Timeshare Elimination Consultants Cost

General Advice on Avoiding Online Scams

Summary

Timeshare Elimination Consultants is another timeshare exit company that may be able to help you cancel your timeshare. They have been operating since 2019 and are located in Ormond Beach, Florida.

Timeshare Elimination Consultants Website

Timeshare Elimination Consultants’ website is very spare, simple, and navigable. However, we quickly found its simplicity and navigability to be related to its general lack of solid information about the company or its owners and staff. Beyond that, it is not very professional-looking in terms of either images and visuals or content. The copy on the homepage is difficult to read in several places, and when it is legible, it does not provide much, if any, information about the company’s processes and experience in the industry.

We found that there was also a massive use of typical industry phrases at the end of the site—a paragraph you can navigate to using the link for “Why Choose Us.” This paragraph talks a great deal about “the burden of a timeshare,” “buyers [sic] remorse,” and developing an “exit strategy.” Timeshare Elimination Consultants also claim they can perform forensic audits in their process of helping you exit your timeshare. However, there are no details saying how exactly they do this or what any of that would mean to you as a client. You should always come away from a timeshare exit company’s website knowing exactly how they are going to serve you and what steps they are capable of taking in order to do so.

Timeshare Elimination Consultants Reviews and Complaints

Timeshare Elimination Consultants’ reviews, like their website, seems to indicate an incredible lack of professionalism. Not only are they unaccredited with the Better Business Bureau and hold an F rating, but they also have zero reviews and several complaints.

These complaints all point to what we would unfortunately expect from their rating and the initial impression their website offers. That is, that Timeshare Elimination Consultants is quite frankly fraudulent: they are reported to take their clients’ money upfront, and then cannot be reached ever again. All of the BBB complaints are from past clients who faced this situation and are now seeking refunds from Timeshare Elimination Consultants. You can review some of the complaints below:

As you can see, these complaints all remain unanswered and unaddressed. It should go without saying that this is problematic.

Timeshare Elimination Consultants Cost

As with many timeshare exit companies, we could not find any information about costs on Timeshare Elimination Consultants’ website. They say they provide consultations, but do not note whether those are free or not.

On Timeshare Elimination Consultants’ BBB page, a few clients wrote that they paid $3,200 upfront for services, while a few others wrote they paid $9,000 to $9,850 upfront. If you were to do business with this company, we would say you could expect to pay within that range depending on what you needed. However, in this case, we would instead say you could expect to lose that much.

We absolutely do not recommend working with any timeshare exit company who requests money upfront, especially not a company like this one, and always advise that you seek out a reputable company who uses escrow for payments.  You can learn more about why it’s important to use escrow payments here.

General Advice on Avoiding Online Scams

Unfortunately, we have to evaluate companies like Timeshare Elimination Consultants as fraudulent operations. Knowing this ahead of time can help you to have a better idea of what red flags to look for, though, so you can avoid companies like this one or other kinds of online scams in the future. Companies such as Timeshare Elimination Consultants make lofty claims online, but do nothing for their clients offline except take their money.

We would suggest you keep the following tips in mind to avoid scams and shady companies:

  • Resist any pressure to act fast or pay for a service right away. A reputable company will never pressure you into working with them before you are ready to get started. High-pressure sales tactics and hounding potential clients are major warning signs, and they point to a business you want to avoid working with.
  • Inquire about licenses,insurance, and identification, with all local businesses. It’s typically a good idea to work with a local business, but to get even more clear about which of those are trustworthy, it’s also wise to ask them about their licensing and insurance. Checking all identification is smart to do, too, especially with any business that will be dealing with your money and personal information.
  • Check the fine print, and don’t believe everything you read. Many fraudulent companies rely upon using common industry phrases, but just like Timeshare Elimination Consultants, only use them in a shallow way, and do not have any information to back up their claims. They tend to exaggerate and make outlandish promises within those claims. A responsible company will not do this; rather, they will provide you with details on how they will cancel your timeshare for you.
  • Watch out for high upfront payments and nontraditional payment methods. Requests for you to pay via wire transfers or prepaid money cards are common red flags, but so are requests for upfront fees that do not use escrow, as well as agreements that do not have legitimate contracts. There is no money-back guarantee or amount of lip service that is sufficient to truly promise that you will get a refund should a service not go through as promised

When it comes to timeshare exit companies, while it can be tricky to find a business that does not use these methods, you do have better options. A timeshare exit company should not make any false statements or claims. They should be clear about how they will cancel your timeshare, be transparent about the length of time it could potentially take to do so, highlight their means of getting in touch with the resort or property owner, and discuss how they will use your state’s laws to enact their cancellation processes.

To find out more about what solid timeshare cancellation practices look like, please be sure to look into these companies that we recommend for their reputable practices and overall legitimacy. One of these companies would be a much better choice for what you need.

Summary

We maintain our previous points when it comes to Timeshare Elimination Consultants, and recommend that you do not work with this timeshare exit company. They are, for all intents and purposes, a scam, and will not help you cancel your timeshare in any way.

However, there are several other timeshare exit companies that we would recommend you look into. All of our recommended timeshare exit companies use escrow, have several positive reviews, and are overall reputable. Again, you can learn about these companies and find out how to get in touch with them here.

If you still have questions about our recommended companies, or anything else related to cancelling your timeshare, please feel free to get in touch to learn more. You can contact us using the contact form on the right side of the page, initiate the live chat, or give us a call at 833-416-8796.

Granite Consulting/TimeshareRecover.com Review

Table of Contents

Granite Consulting Website

Granite Reviews and Complaints

Granite Consulting Cost

General Advice on Avoiding Online Scams

Summary

Granite Consulting, also known as TimeshareRecover.com (a website that redirects to GraniteConsulting.com), is a company that may be able to help you exit your timeshare. They have been in business since 2016, and are located in Dover, New Hampshire.

Granite Consulting Website

While looking into Granite Consulting, the first place we noticed problems was on their website. While an unprofessional-looking website or homepage can be a red flag in its own right, what is more troubling is that combined with the slapdash use of typical timeshare exit company language.

Granite Consulting does, at first glance, seem to use some of the “right” phrases that would speak to what you need to cancel a timeshare, and the negative experiences that may have led you to invest in one. However, reading more deeply into the copy showed us that they simply are rattling off the phrases that you would expect to see on a timeshare exit company website, without providing any backup information or past experiences that speak to those phrases.

For example, they detail how past clients “felt misled or pressured into purchasing the timeshare ownership,” “felt like they could not leave unless they purchased the timeshare,” or “were told the timeshare was an investment.” They also note that “most timeshares are very difficult to sell or even give away,” and appeal to those who “feel like you are stuck and have no options.” They then go on to mention a “guaranteed exit solution,” but they do not offer any details as to what that solution or process involves.

The Granite Consulting website’s design does not seem to have much thought put into it (aside some admittedly nice stock photos of what appears to be Hawaii) and seems to emphasize the lack of effort put into the content. This is not indicative of a company that would put a great deal of conscientious work into recovering your funds from a timeshare company or resort.

Beyond this, as noted above, there is very little information about the process Granite Consulting would actually use to help you exit a timeshare. The Owner Info and About pages also leave much to be desired, as they contain virtually no information about the owners or staff who presumably do the work to cancel a timeshare or recover your resources on your behalf.  There are only several paragraphs filled with clichéd language and run-on sentences that essentially tell a potential client nothing they don’t already know about what it feels like or looks like to be saddled with a timeshare.

Finally, there is the Timeshare Survey page, which we found to be interesting in that it baldly eggs on potential clients with emotional baiting, while asking about how they were baited into buying a timeshare in the first place.

This is incredibly unprofessional and egregious, and we would certainly not recommend any company that offers a survey that looks like this one.

Granite Consulting Reviews and Complaints

We found that the issues with Granite Consulting’s online presence were only exacerbated by the company’s reviews. They are not accredited with the Better Business Bureau and have no rating as such. While there are a few older positive reviews, there are mostly negative reviews and complaints. The main grievances are that Granite Consulting communicates poorly and erratically with clients, fails to issue refunds after failing to cancel timeshares, and hounds uninterested individuals or past clients who’ve stepped away from doing business with them.

Beyond the BBB, we discovered further complaints on ComplaintsBoard from several past clients. The general consensus of these complaints is that the owner and operator of Granite Consulting took materials from a previous employer and simply copied them over to this business without, apparently, copying over a habit of following through on contracts with clients.

Granite Consulting Cost

Granite Consulting’s website does not address costs. They do indicate that they provide free consultations to potential clients. Most of the complaints on ComplaintsBoard warn against paying upfront fees to this company, though, from which we inferred they most likely request this. As a reminder, when it comes to reputable timeshare exit companies, we recommend using those who use escrow for payments. You can learn more about why escrow payments are important here.

General Advice on Avoiding Scams Online

We unfortunately have to evaluate companies like Granite Consulting as little more than scams. It can help to have a model of what that looks like, though, as there are so many companies with online presences that do little to nothing for clients offline, aside take their money. It can help to keep the following in mind while browsing online to avoid scams and shady companies:

  • Read for detail and don’t believe everything you see. Many scams rely upon using common industry phrases, but like Granite Consulting, do not use them properly or have strong information to back up those phrases. They typically make outlandish or exaggerated promises as well. A reputable company will not overpromise in this way, and will provide you with details on how their process works.
  • Watch out for high upfront payments and nontraditional payment methods. Requests to pay via wire transfers or prepaid money cards are common red flags, but so are requests for upfront fees that do not use escrow, as well as agreements that do not have legitimate contracts. No money-back guarantee or amount of lip service is enough to actually promise that you will get a refund should a service not proceed as planned.
  • Resist any pressure to act fast or pay for a service right away. A legitimate company will not try to push you into anything before you are ready to move forward. High-pressure sales tactics and hounding potential clients are huge red flags and indicate a business you want to avoid.
  • Ask about licensing, identification, and insurance when it comes to local businesses. Working with a local company is typically a good idea, but to further pare down who is trustworthy or reputable, always be sure to ask about whether they are licensed and insured. Checking their identification is good to do as well, especially with any business dealing with your money or personal information.

Summary

We have absolutely no reason to recommend Granite Consulting/TimeshareRecover.com to anyone, and would caution you not only to steer clear of them, but also to keep an eye out for companies similar to this one when seeking to cancel your timeshare.

Fortunately, there are several other timeshare exit companies that, in great contrast to this one, are reputable and have several positive reviews. They also offer an escrow payment option which ensures that they have a solid incentive to cancel your timeshare completely. You can learn more about our recommended timeshare exit companies here and find out which one could be right for your situation.

If you still have questions, or are seeking input on how to find a creditable timeshare exit company, please feel free to get in touch. You can contact us using the contact form on the right side of the page, initiate the live chat, or give us a call at 833-416-8796

Client Protection Group Review

Table of Contents

Client Protection Group Website

Client Protection Group Reviews

Client Protection Group Cost

What to Look for in a Timeshare Exit Company

Summary

Client Protection Group is another timeshare exit company founded in 2013 that may be able to help you exit your timeshare. They are located in Costa Mesa, California, and owned by Michael Cromie, Jr. They also have a second office in Deland, Florida.

 

Client Protection Group Website

One of the first things we noticed upon exploring Client Protection Group’s website was their use of the tagline Timeshare Elimination Team as a sort of secondary business name or qualifier. While looking into this, we came upon a now-defunct LLC and website under the same name and with the same owner, also based in Costa Mesa, CA.

While this is not to be confused with the similarly-named timeshare exit company TS Elimination, LLC, based in Las Vegas, NV, it is interesting that there are other websites that indicate Client Protection Group has some basis in the Las Vegas area.

Cromie was at one point employed by a company called Litigation Services in Las Vegas, which is interesting, but again, not necessarily indicative of anything illegitimate at face value. Aside from that, we were not able to find a great deal of background information about the owner or directors, and thus could not make a connection between the Client Protection Group and TS Elimination, LLC. It is possible that Client Protection Group was a name chosen to better differentiate the company from TS Elimination, LLC, which is often referred to as TS Elimination Team.

With all of that said, while there aren’t any solid conclusions we could draw from finding this potentially related information, TS Elimination, LLC, has several negative reviews from past clients regarding activity that appears to be fraudulent.

Please be aware of this distinction if you choose to look into Client Protection Group for help with exiting your timeshare, and be sure you aren’t looking into working with TS Elimination by mistake.

Our impression of the website is that, overall, it is mostly clear and navigable. That said, there are a few pages that are clunkier than others and a few noticeable textual and spelling issues. It also does not include a great deal of specific information about the processes Client Protection Group uses to help clients exit their timeshares, aside from saying that they are “transparent” and “legal.” Typically, it is something of a red flag if a company has to outright say this but does not give a transparent picture of what it is they do that is legal.

Regarding the About page, as noted, the website does not have much information about the owners or staff, and there is not any indication of their having a background in law, or having lawyers on the Client Protection Group staff.

On the Services page, there is slightly more information about what Client Protection Group can offer you. But again, it does not present a very detailed picture of how their process works. The areas they say they address overall are Timeshare Elimination, Mortgage Cancellation, Credit Protection, and Fraud Recovery. There is a bit of misleading information here, as they state outright that it is “impossible” to sell a timeshare, which is not exactly true, though it is extremely difficult to do so. Disney timeshares and many timeshares on Hawaii and Aruba do tend to hold their value quite well. As such, though, there seems to be an understanding of the overall challenges a client would face in trying to cancel a timeshare, including issues with protecting their credit and being weighed down with mortgage payments.

Under Fraud Recovery, Client Protection Group does address the typical practices of shady timeshare exit companies that approach people claiming they can sell their timeshare for them, which is something of a reassuring point. However, they also claim to have been licensed with the Secretary of State as a “Consumer Advocate Timeshare Relief Service,” which is not something we could verify.

Client Protection Group Reviews

Client Protection Group has an A+ rating with the Better Business Bureau, and several positive reviews from past clients. While we didn’t find any Google reviews for Client Protection Group, they do have one five-star review on Yelp. The reviews appear to be legitimate and their consensus seems to be that, while they may take a while with their process, Client Protection Group ultimately tends to enact timeshare exits successfully and completely.

Client Protection Group Cost

Client Protection Group does not provide cost information on their website. They do say they offer free consultations to potential clients. Client Protection Group also claims to offer a money-back guarantee, which is not something we approve of, because it typically goes hand-in-hand with upfront payments.

On the Frequently Asked Questions (FAQ) page, you can find that this holds true, and that Client Protection Group does require an upfront retainer payment. It does not go into detail about whether or not this means they use escrow for this payment, but we would not say it’s likely. Should you choose to get in touch with this company, we would recommend asking if that is part of the initial payment.

Overall, though, we do not suggest getting involved with a timeshare exit company who does not use escrow payments or a no up-front fee payment option. Even with a money-back guarantee, it is easy for them to take your payment and never fully cancel your timeshare and never refund your money. You can learn more here about what escrow is, and why it is important to work with a company that uses it.

What to Look for in a Timeshare Exit Company

There are several qualities that indicate a company is one you want to get involved with for cancelling your timeshare. A low up-front fee escrow payment option is just one of them. Companies that either work with attorneys or have industry connections are typically going to be more efficient at working with the timeshare or resort itself and will get you more for what you ultimately pay. If you owe a mortgage, this might not be an option for you, but you can still look for a timeshare exit company that consults with lawyers and uses a reputable payment method. You can find out more about the costs you can expect for the different methods of exiting a timeshare here.

Summary

Client Protection Group is a timeshare exit company with which you should tread carefully. While Client Protection Group appears to have solid reviews, we are not inclined to use this as a basis for a recommendation, given what little information we could find on their website about either their timeshare cancellation processes or the foundation of the company itself.

This is not only because of the lack of clarity surrounding the company’s process for cancelling your timeshare, but also because of their request for upfront payments. Upfront payments, while common, are not a timeshare exit company practice that we like to see, and you have options aside from any company that requires them. That is why we prefer to recommend companies that use escrow for payments. You can explore the companies that we strongly recommend on this page, and look into which would be the best fit for your location and situation.

If you still have questions or want to learn more about this or another company, you can contact us using the form on the right side of the page or initiate the live chat feature. You can also give us a call at 833-416-8796

Owners Financial Services Review

Table of Contents

Owners Financial Services Website

When Exiting Your Timeshare Comes Into the Picture

Owners Financial Services Reviews

Owners Financial Services Cost

Summary

Owners Financial Services is a consulting firm that specializes in asset management, and may be able to help you exit a timeshare. They have two locations; the main headquarters are in Norfolk, Virginia, and another satellite office is located in Santa Fe, New Mexico. The firm offers multiple services and areas of practice and was founded by Michael H. Michaud, Esq., an attorney located in Duluth, Georgia, in 2015. While it has been in operation for six years, Michaud has been licensed for 22 years, and he actively practices, among other areas, business, real estate, and property law.

Owners Financial Services Website

The website for Owners Financial Services is clear and easy to navigate, and looks quite professional both in terms of design and content. Regarding the content, there is a great deal of rich information about asset management in general, as well as what to do in different situations of dealing with what the firm calls “toxic assets.” This includes not only timeshares but also second homes, underwater mortgages, and other forms of corporate and personal real estate. In spite of a few dense paragraphs on the Services page, it is mostly easy to read and digest, particularly if you are focused on a very specific problem with a toxic asset.

A “toxic asset,” in the terms Owners Financial Services outlines on their Frequently Asked Questions (FAQ) page, is any asset whose cost of keeping it majorly outweighs the benefits its owner or manager receives. A few key patterns to look out for include required interest payments that do not help build equity, or being unable to mitigate rising management or maintenance costs. Timeshares tend to fall into this category, and as such can be considered a toxic asset that you may be able to get help cancelling through this or another company.

We found that both the Services page and the FAQ page presented most of the information a potential client would need to make a decision about working with this consulting firm. True to their being consultants, Owners Financial Services uses these pages to delve into the details of specific situations and analyze what your options might be.

Most promisingly, Owners Financial Services starts off their FAQ with insights on how to spot predatory sales tactics when it comes to assets and properties. These tactics are important to be aware of, as they are typically what lead to people investing in timeshares and vacation properties when they are not truly qualified or do not have the resources to manage them.

Where Exiting Your Timeshare Comes Into the Picture

Beyond the issue of sales tactics, Owners Financial Services’ FAQ outlines a few other important details regarding timeshares and exiting them. Most notably, they state that anyone who solicits you to help you sell your timeshare does not have your best interest in mind, as it’s likely that they cannot actually do so. While it is not impossible to sell a timeshare, it is not wise to do so through a party who approaches you first. Not to mention, such companies or parties typically ask for upfront fees, which almost guarantees that they are not truly looking to help you sell. We have pointed this out on our website in several places as well, and it is refreshing to see a consulting firm privy to this truth and willing to provide that information to clients on an initial basis.

Other situations that they address on their Services page include the following:

  • Regular payments and maintenance fees for businesses and timeshares
  • HOA fees connected with a second home or fractional real estate
  • The effects of timeshares or fractional ownership on credit

The points about credit that the firm makes here are particularly interesting. We found on their Services page that Owners Financial Services is interested in debunking myths about credit, and helping you figure out how your timeshare investment has affected your credit score. What they present is a contrast between credit score and personal net worth. If a timeshare or similar property does not carry any intrinsic value, a high credit score is virtually insignificant, especially in comparison to the lowered personal net worth that comes from overinvesting in such a property. This aligns with what we’ve presented as well regarding how to exit a timeshare without ruining your credit, and most significantly that it is possible to do so. Working with a reputable timeshare company can mean recovering both your net worth and credit, and it is certainly a positive sign that Owners Financial Services, without making any outright promises, emphasizes the importance of both of these values and speaks to their being reparable.

The details on this website are backed up by the kinds of experience listed on the About page for the founder. Michaud is noted to have a background in real estate transactions, corporate governance and litigation. Before becoming a solo practitioner, he also practiced litigation and foreclosure defense as part of a firm he opened with colleague H. Scott Basham, Basham & Michaud, LLP.

Given these areas of expertise, we would be willing to conclude that Owners Financial Services is a firm with a solid foundation for working with people on exiting timeshares, as well as dealing with other difficult situations related to properties and assets.

Owners Financial Services Reviews

Owners Financial Services has an A+ rating with the Better Business Bureau, and several solely positive reviews from past clients on that page. We found a handful of Google reviews that gave similar feedback to the firm as well. Most of them are from the past few weeks, which may indicate that they are becoming more active and available to more cases.

Regarding the founding attorney, Michael H. Michaud, Esq., we also found largely positive reviews for his practice, and he has a relatively strong rating on Avvo. He does have one negative review, though it appears to be from a client who actually had a positive experience with Michaud and could not get in touch after the case ended. Since Michaud’s response was professional and reasonable, we would ultimately say this is not a major cause for concern.

Owners Financial Services Cost

We did not find any information about consulting fees on the Owners Financial Services website. However, they do note on their Services page that they do not require upfront fees, which is encouraging and a great place to start if you are seeking to work with a consulting firm. We always encourage people to make sure, when looking into exiting a timeshare, that they work with a company that does not require upfront payments and uses escrow. You can learn more about why escrow is important on this page.

Summary

Overall, Owners Financial Services seems to be a solid and professional consulting firm, and beyond that, a good source of information about not only timeshares, but other properties and assets as well. Because they are so keyed into what predatory practices look like, encourage mediation rather than litigation when it comes to serious or escalating situations, and are considered a nationwide firm, we would recommend exploring them as an option should you find yourself in any of the circumstances that they outline.

If you’re interested in discussing whether this or another timeshare exit company could help you in your current situation, feel free to get in touch with us using the live chat option, calling 833-416-8796, or submitting a contact form on the right side of the page.

OUR GOAL

Our goal is to help timeshare owners find a reputable timeshare exit company to work with. We like to recommend timeshare exit companies that offer a low up front fee escrow payment option, so you are protected from scams. Contact us to receive a free timeshare exit consultation.

TIP

Always contact your resort or timeshare developer first before contacting a timeshare exit company. Some have exit programs of their own that can assist you with a timeshare cancellation

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